Hawaii’s Trusted Business Health Insurance Partner
Since 1989, HMAA, a Hawaii-based insurer has been providing quality group health insurance backed by superior service to thousands of businesses of all sizes throughout Hawaii.
What if you could give your employees amazing health insurance benefits AND save money?
With HMAA, you can!
We help small businesses like yours provide coverage while reducing costs by up to 15%.
Our team is standing by to help you benchmark your healthcare coverage and expense.
Request a free quote today!
REQUEST A FREE QUOTE
Our dedicated, local team will help you discover how to save on health insurance costs while offering your employees the coverage they deserve.
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*Please note: HMAA does not offer individual health plans. This quote form is intended for businesses with 1 or more full-time or full-time equivalent employees.
Are You a Business Owner in Hawaii with Less Than 50 Employees?
You deserve healthcare coverage that truly supports your team — without sky-high costs or service delays.
We offer immediate savings on high-touch health plans made for Hawaii’s small business community, with personalized support and responsiveness you will not find anywhere else.
We Understand The Problems Hawaii’s Small Businesses Face
Rising health insurance costs. Slow or impersonal service. Limited options.
If you’re a local business with fewer than 50 employees, you’ve likely felt the pressure of high insurance premiums, poor service, and health plans that just don’t fit.
Our Solution: Health Plans Built for You and Your Business
HMAA is a kamaaina company with more than 35 years of experience serving Hawaii’s small business community. We understand the unique needs of local employers and designed our health plans to meet them with care, flexibility, and aloha.
Flexible Pricing for Small Businesses
Reduce costs without cutting corners. Our health insurance benefits help reduce financial stress and strengthen your company’s bottom line. Save up to 15% through our industry association partners.
Comprehensive Coverage To Keep Your Team Healthy
With wellness-forward benefits and a provider network that mirrors the largest in the state, your employees will feel supported, satisfied, and cared for.
Service You Can Rely On
Say goodbye to long wait times. Our team is known for responsive, personal, above-and-beyond support. When you need help, we’re here with a dedicated team to serve you with aloha.
Customized Options for Your Unique Needs
A health insurance carrier that provides small companies the same flexibility and customizable options as big business. We’re big enough to deliver, small enough to care.
Why We Do What We Do
We created our health plans to serve Hawaii businesses that deserve personalized care for their employees, local service, customizable options, and flexible pricing.
If you feel underserved by your current insurer or simply treated as a number, you’re not alone—and we’re here to change that.
Why More Small Businesses Choose HMAA
“One of the main factors in choosing HMAA health insurance was having solid benefits and great communication. HMAA has just been awesome!”
-Kraig Hynes | President
White Gloves Moving & Installation
HMAA is Trusted by Hawaii's Top Industry Associations
HMAA is the exclusive PPO Association Health Plan for a wide range of industries critical to Hawaii’s economy.
Through our valuable partnerships, gain peace of mind and additional business perks.
Is your business a member of any of these industries or associations?
Learn more about our Association Health Plans for exclusive savings and benefits!
Blog
Articles and Resources for Your Frequently Asked Questions
A Recipe for Care: Health Insurance for Restaurant Workers
Behind every great restaurant is a dedicated team of cooks, servers, and staff who bring each meal and moment to life. But in the rush of long shifts and keeping up with a steady flow of customers, it’s easy for employees’ health to slip down the priority list....
Why Group Health Insurance Matters for Small Business Owners
Running a small business means handling different responsibilities—from finances and personnel to daily operations. Amid all these priorities, employee health coverage can sometimes take a backseat. While it’s easy to think of this benefit as just another expense,...
Association Health Plan: How This Insurance Option Helps Small Businesses
Providing affordable health insurance is one of the toughest financial challenges for many small businesses. Rising premiums often leave owners choosing between budget constraints and employee well-being. Fortunately, an association health plan (AHP) allows small...