Welcome to the hibusinesshealth.com website (the “Site”) for Hawaii Medical Assurance Association (“HMAA”). We appreciate your visit to the Site and kindly request you carefully review and abide by the following terms and conditions that govern your use of our online platform. By accessing and using the Site, you acknowledge and agree to be bound by these terms. If you do not agree with any part of these terms, we kindly ask you to refrain from using the Site.

The following Terms and Conditions were last updated on February 5, 2024. We may revise and update these terms and conditions at any time. Please periodically review these Terms and Conditions because your continued usage of the Sites will mean that you accept the changes. Furthermore, we reserve the right to update, modify, or revise these terms at any time without prior notice. It is your responsibility to review these terms periodically to stay informed of any changes. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes.

Your utilization of this Site is contingent upon your acceptance of the terms outlined herein. These terms encompass various aspects, including but not limited to, restrictions on use, disclaimers, limitations of liability, and the governing law. Please be aware that we grant you a limited, non-commercial license, allowing you to access and use the materials presented on the Site strictly for personal purposes.

It’s important to note that the materials provided on the Site are offered on an ‘as is’ basis. HMAA, along with its suppliers, makes no warranties, expressed or implied, regarding the accuracy, completeness, or suitability of the information provided. We expressly disclaim any liability for damages arising from the use or inability to use the materials on the Site, including but not limited to damages for loss of data, profits, or business interruption.

In the event of any dispute arising from the use of the Site, such matters shall be governed by the laws in the State of Hawaii. You agree that the exclusive jurisdiction for any dispute, claim, or legal proceedings shall be the state or federal courts located in the State of Hawaii.

Thank you for choosing HMAA. We are committed to providing you with valuable and accurate information while ensuring a secure and pleasant online experience. If you have any questions or concerns regarding these terms and conditions, please don’t hesitate to contact us.

If you have any questions or wish to make a request regarding the matters covered by these Terms and Conditions, please contact: